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The Incentives Lab
HBT-COG-0490 · Dimension COG · Cognition

Myopic Loss Aversion

Frequent evaluation amplifies loss aversion and produces overly conservative behavior.

Risk·Mental Model·Grade B·draft· enriching…

Scientific Definition

Frequent evaluation amplifies loss aversion and produces overly conservative behavior.

Plain-English Definition

Frequent evaluation amplifies loss aversion and produces overly conservative behavior.

Feynman Explanation

Check your 401(k) daily and you will mismanage it.

Core Principle

Frequent evaluation amplifies loss aversion and produces overly conservative behavior.

Mechanisms

Psychological

Pending editorial review.

Behavioral Economic

Frequent evaluation amplifies loss aversion and produces overly conservative behavior.

Neurological

Pending editorial review.

Evolutionary

Pending editorial review.

Sociological

Pending editorial review.

Computational

Pending editorial review.

Systems

Quarterly reporting bends long-horizon decisions toward short-horizon caution.

Inputs (Triggers)

Pending editorial review.

Outputs (Behaviors)

Pending editorial review.

Behavioral Signature

Check your 401(k) daily and you will mismanage it.

Examples

Everyday
  • Investors with monthly statements take less equity risk than those with annual ones.
Modern (Organizational)
  • Quarterly reporting bends long-horizon decisions toward short-horizon caution.
Historical

Pending editorial review.

Famous Experiments

Pending editorial review.

Design Principles

  • Match evaluation cadence to the horizon of the decision.

Measurement Approaches

Pending editorial review.

Evidence

Evidence Grade
B (A strongest → E speculative)
Replication
★★★☆☆
Intervention Confidence
3 / 5
Consensus
Pending editorial review (HBT v1.0 auto-seed).
Limitations
Pending editorial review (HBT v1.0 auto-seed).
Open Research Questions

Pending editorial review.

Primary References

Pending editorial review.

Signature Section

The Perverse Incentive Lens™

How this behavior is exploited — and how to redesign around it.

Exploitation
Quarterly reporting bends long-horizon decisions toward short-horizon caution.
Amplifying Incentives
Quarterly reporting bends long-horizon decisions toward short-horizon caution.
Org Failure Modes
Quarterly reporting bends long-horizon decisions toward short-horizon caution.
Societal Failure Modes
Pending editorial review (HBT v1.0 auto-seed).
Ethical Considerations
Pending editorial review (HBT v1.0 auto-seed).
Redesign Strategies
Match evaluation cadence to the horizon of the decision.
Diagnostic Questions
  • Match evaluation cadence to the horizon of the decision.
Warning Signs

Pending editorial review.

Red Flags

Pending editorial review.

Intervention Playbook
Individual
Match evaluation cadence to the horizon of the decision.
Team
Pending editorial review (HBT v1.0 auto-seed).
Organization
Pending editorial review (HBT v1.0 auto-seed).
Policy
Pending editorial review (HBT v1.0 auto-seed).
AI Implications
Detection
Pending editorial review (HBT v1.0 auto-seed).
Measurement
Pending editorial review (HBT v1.0 auto-seed).
Mitigation
Pending editorial review (HBT v1.0 auto-seed).
Responsible Use
Pending editorial review (HBT v1.0 auto-seed).

Interactive Mini Network

Click any neighbor to re-center the graph and follow the threads of connection.

HBT-COG-0490 · COG
Myopic Loss Aversion
MLAEAmbiguity EffectCECertainty EffectCVConvexity vs. Concav…DSDark Side of InfluenceDADread AversionMOMargin of SafetyPOPoint of No ReturnPEPossibility EffectPNProbability NeglectRCRisk Compensation

Knowledge Graph Neighbors

Version History

v1.1.0 · 2026-06-28Initial auto-seed from corpus.