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The Incentives Lab
HBT-COG-0491 · Dimension COG · Cognition

Naive Allocation

Spreading limited resources evenly across options regardless of merit.

Decision·Mental Model·Grade B·draft· enriching…

Scientific Definition

Spreading limited resources evenly across options regardless of merit.

Plain-English Definition

Spreading limited resources evenly across options regardless of merit.

Feynman Explanation

1/N for the brain that does not want to do math.

Core Principle

Spreading limited resources evenly across options regardless of merit.

Mechanisms

Psychological

Pending editorial review.

Behavioral Economic

Spreading limited resources evenly across options regardless of merit.

Neurological

Pending editorial review.

Evolutionary

Pending editorial review.

Sociological

Pending editorial review.

Computational

Pending editorial review.

Systems

Portfolio and budget allocations skew toward the menu structure, not the optimum.

Inputs (Triggers)

Pending editorial review.

Outputs (Behaviors)

Pending editorial review.

Behavioral Signature

1/N for the brain that does not want to do math.

Examples

Everyday
  • 401(k) participants splitting equally across whichever funds are listed.
Modern (Organizational)
  • Portfolio and budget allocations skew toward the menu structure, not the optimum.
Historical

Pending editorial review.

Famous Experiments

Pending editorial review.

Design Principles

  • Force-rank options. Then allocate. Not the other way around.

Measurement Approaches

Pending editorial review.

Evidence

Evidence Grade
B (A strongest → E speculative)
Replication
★★★☆☆
Intervention Confidence
3 / 5
Consensus
Pending editorial review (HBT v1.0 auto-seed).
Limitations
Pending editorial review (HBT v1.0 auto-seed).
Open Research Questions

Pending editorial review.

Primary References

Pending editorial review.

Signature Section

The Perverse Incentive Lens™

How this behavior is exploited — and how to redesign around it.

Exploitation
Portfolio and budget allocations skew toward the menu structure, not the optimum.
Amplifying Incentives
Portfolio and budget allocations skew toward the menu structure, not the optimum.
Org Failure Modes
Portfolio and budget allocations skew toward the menu structure, not the optimum.
Societal Failure Modes
Pending editorial review (HBT v1.0 auto-seed).
Ethical Considerations
Pending editorial review (HBT v1.0 auto-seed).
Redesign Strategies
Force-rank options. Then allocate. Not the other way around.
Diagnostic Questions
  • Force-rank options. Then allocate. Not the other way around.
Warning Signs

Pending editorial review.

Red Flags

Pending editorial review.

Intervention Playbook
Individual
Force-rank options. Then allocate. Not the other way around.
Team
Pending editorial review (HBT v1.0 auto-seed).
Organization
Pending editorial review (HBT v1.0 auto-seed).
Policy
Pending editorial review (HBT v1.0 auto-seed).
AI Implications
Detection
Pending editorial review (HBT v1.0 auto-seed).
Measurement
Pending editorial review (HBT v1.0 auto-seed).
Mitigation
Pending editorial review (HBT v1.0 auto-seed).
Responsible Use
Pending editorial review (HBT v1.0 auto-seed).

Interactive Mini Network

Click any neighbor to re-center the graph and follow the threads of connection.

HBT-COG-0491 · COG
Naive Allocation
NARu10/10/10 RuleAbAbsent-MindednessABAlternative BlindnessAPAlternative PathsAPAnalysis ParalysisAnAnchoringADAsian Disease ProblemABAttentional BiasABAutomation BiasBEBezold Effect

Knowledge Graph Neighbors

Version History

v1.1.0 · 2026-06-28Initial auto-seed from corpus.