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The Incentives Lab
HBT-COG-0453 · Dimension COG · Cognition

Loss Framing

Describing a choice in terms of potential losses to trigger loss aversion.

Decision·Concept·Grade C·draft· enriching…

Scientific Definition

Describing a choice in terms of potential losses to trigger loss aversion.

Plain-English Definition

Describing a choice in terms of potential losses to trigger loss aversion.

Feynman Explanation

'Don't lose $100' moves people; '$100 if you do' barely registers.

Core Principle

Describing a choice in terms of potential losses to trigger loss aversion.

Mechanisms

Psychological

Pending editorial review.

Behavioral Economic

Pending editorial review.

Neurological

Pending editorial review.

Evolutionary

Pending editorial review.

Sociological

Pending editorial review.

Computational

Pending editorial review.

Systems

Pending editorial review.

Inputs (Triggers)

Pending editorial review.

Outputs (Behaviors)

Pending editorial review.

Behavioral Signature

'Don't lose $100' moves people; '$100 if you do' barely registers.

Examples

Everyday
  • 'You'll forfeit your streak' outperforms 'keep your streak.'
Modern (Organizational)
  • Renewal copy framed as loss converts higher than upsell framed as gain.
Historical

Pending editorial review.

Famous Experiments

Pending editorial review.

Design Principles

  • Match the frame to the actual stakes; don't manufacture loss to manipulate.

Measurement Approaches

Pending editorial review.

Evidence

Evidence Grade
C (A strongest → E speculative)
Replication
★★☆☆☆
Intervention Confidence
2 / 5
Consensus
Pending editorial review (HBT v1.0 auto-seed).
Limitations
Pending editorial review (HBT v1.0 auto-seed).
Open Research Questions

Pending editorial review.

Primary References

Pending editorial review.

Signature Section

The Perverse Incentive Lens™

How this behavior is exploited — and how to redesign around it.

Exploitation
Risk warnings phrased as loss change user behavior more than benefit copy.
Amplifying Incentives
Renewal copy framed as loss converts higher than upsell framed as gain.
Org Failure Modes
Renewal copy framed as loss converts higher than upsell framed as gain.
Societal Failure Modes
Pending editorial review (HBT v1.0 auto-seed).
Ethical Considerations
Pending editorial review (HBT v1.0 auto-seed).
Redesign Strategies
Match the frame to the actual stakes; don't manufacture loss to manipulate.
Diagnostic Questions
  • Match the frame to the actual stakes; don't manufacture loss to manipulate.
Warning Signs

Pending editorial review.

Red Flags

Pending editorial review.

Intervention Playbook
Individual
Match the frame to the actual stakes; don't manufacture loss to manipulate.
Team
Pending editorial review (HBT v1.0 auto-seed).
Organization
Pending editorial review (HBT v1.0 auto-seed).
Policy
Pending editorial review (HBT v1.0 auto-seed).
AI Implications
Detection
Risk warnings phrased as loss change user behavior more than benefit copy.
Measurement
Pending editorial review (HBT v1.0 auto-seed).
Mitigation
Pending editorial review (HBT v1.0 auto-seed).
Responsible Use
Pending editorial review (HBT v1.0 auto-seed).

Interactive Mini Network

Click any neighbor to re-center the graph and follow the threads of connection.

HBT-COG-0453 · COG
Loss Framing
LFRARisk AversionAcAccountabilityASAdverse SelectionAuAuthorityAwAweBLBalancing LoopBeBelongingCACollective Action Pr…CoCompetenceCOConflict of Interest

Knowledge Graph Neighbors

Version History

v1.1.0 · 2026-06-28Initial auto-seed from corpus.